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  1. #1
    Atomic Punk
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    10.22.16 @ 03:41 PM
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    Default "millennial villages"

    HARTFORD, Conn. (AP) — Some states are looking for ways to keep educated young professionals within their borders for years to come by helping out with their housing costs.

    Initiatives like mortgage down-payment assistance, rent subsidies, urban homesteading incentives and even "millennial villages" are being considered to help young adults in the 18-to-34-year-old range plant roots in communities.

    Many millennials are burdened with student loan debt, in addition to difficult job market and a less affordable housing market than their parents.

    Connecticut lawmakers are considering a bill that would provide a tax break to help college graduates rent or buy their first home in certain urban areas. To be eligible, the millennial must have at least $20,000 in student debt.

    Rhode Island is already awarding grants for mortgage down payments to recent college graduates.
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  2. #2
    Atomic Punk Dave's Dreidel's Avatar
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    10.22.16 @ 08:44 AM
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    Sounds similar to what some Midwestern states do with homesteading, giving away real estate and abating real estate taxes for a period of time to convince people to move to the state.
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  3. #3
    Atomic Punk bsbll4's Avatar
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    10.22.16 @ 09:15 AM
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    I'm a little torn on this. On the one hand, I understand communities, particularly ones centered around universities, wanting to keep the talent there. It has to be frustrating to see them leave and it must be frustrating for the students that they have to live back with their parents or some shitty apartment with 4 roommates.

    On the other hand, the free market part of my brain is screaming in frustration. First, you're giving an advantage to someone simply because of their education, and possibly "rewarding" someone for poor decisions going into college. Granted, $20,000 isn't a large amount of debt compared to others, but for the person that worked their way through college so they could afford a place with their first job that's a major slap in the face. It's rewarding the wrong behavior in the market.

    That's not nearly as bad as the second problem, which is that it's shifting the cost burden of overpriced college and underpaid careers onto the taxpayer, rather than forcing students to make better decisions on how they afford college and forcing employers to pay what the market demands for a student to stay. It's really just perpetuating a larger problem.
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