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  1. #1
    Atomic Punk
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    12.11.17 @ 04:37 PM
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    Default Anyone w/a BoA mortgage - equity loan?

    Ok, homeowners...

    Who has a Bank of America home loan and/or equity line of credit? Happy, yes no?!

    We have our 1st mortgage through them, and we're considering getting a line of credit to finish the various remodling projects...
    "Watch what people are cynical about, and one can often discover what they lack.” -- Gen. George S. Patton

  2. #2
    Sinner's Swing! racefan8's Avatar
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    04.01.11 @ 07:59 PM
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    Default

    BOA is one of the major servicing lenders in the nation and you should have no trouble with them. It is also easier to get a second thru the lender you are currently with (in terms of fees and documentation). You may also check out the bank you use for your personal accounts. They will also offer reasonable rates to a current customer. Don't be surprised by the rates, though. Seconds are always higher than firsts. I already deleted today's rate sheets from my email, but I'm guessing your second may be around 10%. If you PM me with where you live, I can possibly suggest a stand-alone second lender who is reputable in your area. Also, if you've had an appraisal done on your house withih the last 4 mos, twist their arm to let you use that so you don't have to pay for another. Good luck
    Stupid is forever, ignorance can be fixed.
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  3. #3
    Atomic Punk
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    Default

    Yeah, the wife is heading over to see the BoA woman we dealt with 3 years ago when we refi'd from the original lender to BoA... Would really love to finish things up before winter and doing all the work on cash-flow and credit cards has finally caught up to us...
    Last edited by voivod; 06.13.06 at 10:02 AM.
    "Watch what people are cynical about, and one can often discover what they lack.” -- Gen. George S. Patton

  4. #4
    Baluchitherium Ted Van Halen's Avatar
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    12.14.17 @ 07:43 PM
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    My credit union has a no fee euity line deal. Wife & I are purchasing a car w/ it.
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    What is government itself but the greatest of all reflections on human nature? - James Madison


    Any man who thinks he can be happy and prosperous by letting the Government take care of him better take a closer look at the American Indian. - Henry Ford

  5. #5
    Good Enough Phatie's Avatar
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    Worst customer service in the world. Consider learning spanish to get through their phone system, and taking the day off for a singular question.

    Try Countrywide.

 

 

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