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  1. #1
    Atomic Punk
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    12.11.17 @ 04:37 PM
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    Default Tired Of Credit Card Offers? Opt Out!

    Little-Known Option Has Been Around For 10 Years

    UPDATED: 3:10 pm EDT August 15, 2005

    GREENVILLE, S.C. -- If you're tired of all those credit card offers that come in the mail, there's always been an option to opt out of receiving them.

    But up to this point, the option has been hidden in the fine print.

    A new Federal Trade Commission rule went into effect this month, requiring credit card issuers to make the option more visible.

    From this point on, every preapproved offer that shows up in your mailbox will include, in bold type on the first page, information on how to put a stop to those offers.

    According to one research group, more than 1 billion credit-card offers flood mailboxes each year, reported Greenville TV station WYFF.

    "Credit card companies know ahead of time that they're only going to get one, two or three responses out of every 100 that they send," said Greg Burgess, a credit counselor with Compass of Carolina. "So consequently, they send out millions, if not billions, and that generates a lot of business in the long run."

    But for nearly 10 years, consumers have had the option to opt out by mail. Now, they have two more methods available to them -- by calling (888) 5-OPTOUT, or by visiting OptOutPrescreen.com.

    The Web site was developed by the consumer credit reporting companies, Equifax, Experian, Innovis and TransUnion.

    http://www.wnbc.com/money/4852991/detail.html
    "Watch what people are cynical about, and one can often discover what they lack.” -- Gen. George S. Patton

  2. #2
    The Frantic Antic TopTimi's Avatar
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    Has anyone here tried this and does it really work? I usually stuff my other junk mail in the prepaid envelopes and promptly send it back. It would be nice to just not receive all that crap in the first place.

  3. #3
    Damage your reputation seenbad's Avatar
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    Thanks for the reminder. I meant to do that a long time ago.
    sheepa latta peepah dabba looka foh a moopy

    Gunter glieben glauchen globen

  4. #4
    Atomic Punk TheresOnlyOneWay's Avatar
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    11.30.17 @ 11:15 AM
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    Did it a few days ago.
    Sammy did the impossible. He made Van Halen better. Deal with it.
    Michael did the impossible. He made Van Halen better. Deal with it.
    --------------------------
    IAMA I am a stage hand for big mainstream artists. (self.IAmA)

    Q: who was the biggest douche that you have worked with?

    A: Eddie Van Halen hands down he threatened all the stage hands that if we wernt all pushed to the side when he got off stage that he would "bash our faces in"

    Now the new David-Lee-Roth-Van Halen album, “Tokyo Dome In Concert,” is available for purchase, and it’s super, super, super, super, super, super, crazy bad. - Doug Elfman

  5. #5
    Baluchitherium mistere's Avatar
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    I don't really mind getting the offers. It allows me to retain a 0% interest
    rate by transferring to a new card when the old one is about to expire.

  6. #6
    Atomic Punk ZeoBandit's Avatar
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    12.14.17 @ 05:57 AM
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    I just rip up the offers and through them out. They don't make it past my recycle bin on the way into the house.
    "What we are dealing with here, is a complete lack of respect for the law" - Jackie Gleason, Smokey and the Bandit

    www.geocaching.com - The site where you are the search engine.

  7. #7
    Damage your reputation seenbad's Avatar
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    12.15.17 @ 10:48 AM
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    Quote Originally Posted by mistere
    I don't really mind getting the offers. It allows me to retain a 0% interest
    rate by transferring to a new card when the old one is about to expire.
    I've thought about that. Do you actually do it? Is it a hassle? What's your method? Any strings attached?
    sheepa latta peepah dabba looka foh a moopy

    Gunter glieben glauchen globen

  8. #8
    Top Of The World
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    09.02.05 @ 03:47 PM
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    I have one credit card and it is a line of credit from my credit union. I opted out on it and I still received junk mail offers afterwards. There is no accountabililty or regulation as to how to prove that you have opted out since there is no tracability on US mail. I have worked in an industry that operates on many of the principals of junk mail, telemarketers, and spam for years and all I have ever been told by compliance folks is to "do your best to make sure they are not contacted again" but no one is directly responsible for taking your name off of that particular rotation. I have put my name on "do not call" list and still get calls, it's just a fact of life now and it doesn't bother me much any more accept when I hang up on them and they call back...then the shit hits the fan. They act like I inquired about something they are selling just because 3 months ago I applied for a mortgage and get offended that I am wasting their time! They just don't understand that their greedy boss purchased a list of people who have recently inquired about mortgages from Trans Union, Equifax, or Experian and told them that we want them to call because we are interested in purchasing a knife set over the phone for 400 bucks. Pretty soon they'll start soliciting on cell phones...
    "My son, ask for thee another kingdom...for that which I leave is too small for thee"- King Phillip of Macedonia to Alexander the Great-339 B.C.

    4/1/85-We remember.....

 

 

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